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Healthy Indiana Plan (HIP)

The Healthy Indiana Plan (HIP) is a health insurance program for qualified adults. HIP is offered by the state of Indiana. The plan pays for medical costs for members and can include dental, vision and chiropractic.

Healthy Indiana Plan (HIP) also rewards members for taking better care of their health. The plan covers Hoosiers ages 19 to 64 who meet specific income levels. Learn more about the Healthy Indiana Plan (HIP) and enroll today!

HIP Basic Members: Due to the continuing COVID-19 federal public health emergency (PHE), the Indiana Family and Social Services Agency (FSSA) is moving HIP Basic members to HIP Plus on August 1, 2021. You will receive one (1) letter from FSSA about this change. Please note that although these letters may say that payments are due, there are no payments due at this time. Read more on our blog.

Pay Your POWER Account Contribution

You can also make a payment by logging into your MHS Member Portal Account and clicking on Pay Premium.

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Healthy Indiana Plan (HIP) Member Quick Links


In the HIP program, the first $2,500 of medical expenses for covered services are paid with a special savings account called a Personal Wellness and Responsibility (POWER) account. Every HIP member has their own POWER Account. The state pays most of the $2,500, and if you are in HIP Plus or HIP State Plan Plus, you are responsible for paying a portion.

Learn More about Power Account  Learn more about the POWER account

Need help with some of the HIP terms? Try this guide.

POWER Up to HIP Plus!

HIP Plus is the plan for the best valueHIP Plus provides health coverage for a low, predictable monthly cost. It also includes more benefits like dental, vision, or chiropractic. With HIP Plus, you do not have copays when you visit the doctor, fill a prescription or go to the hospital for an emergency. On average, HIP Plus members spend less money on their health care expenses than HIP Basic members.

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Last Updated: 11/29/2022