POWER Account stands for “Personal Wellness and Responsibility” Account. The POWER Account is designed to provide incentives for members to stay healthy and use services in a cost-efficient manner.

All HIP members will get a POWER Account debit card with $1100 on the card. This balance is funded by State and, for some, member contributions. Some HIP members will be required to pay a contribution to their POWER Account, called a premium payment. The member’s contribution is based on a percentage of their family income and size. If you have to pay a premium, you will get a monthly bill from MHS with your payment amount and due date. Learn more about paying your POWER Account.

Requesting a Change in Payment Amount
You have a right to have the payment amount reviewed if you have a qualifying event. A “qualifying event” is a job loss or other change in income. You can request a change in the payment amount due to a qualifying event once every benefit period. You can also request a change in the payment amount at any time if there is a change in your family size such as a new baby, a marriage, or a divorce in the family.

The “Report of Change 44151/FI 2420″ form is available to print from the FSSA website.

Using the Card
The $1100 POWER Account balance is to be used to cover the member’s first eligible medical costs – excluding pharmacy costs. The first $500 of your preventive services are covered. You do not need to use your POWER Account card for the first $500 of preventive services. MHS encourages you to receive these services to stay healthy!

Stay Healthy = Get Rewarded! (Balance Rollover)
For HIP members, getting preventive care services is important! Getting needed preventive care can mean lower premium payments for the next year of HIP enrollment if qualified preventive care is obtained during the benefit year!

Members with a balance remaining at the end of their benefit period will be eligible for a percentage of that balance to rollover into the next year’s account. Members who have received a qualifying preventive service during the annual benefit period are eligible to have the full remaining balance rollover into the next year’s account. If the member has a premium payment amount, the rollover amount is used to reduce the member’s required POWER Account contribution for the next year’s benefit period.

Can’t find the answer to your question? Try this list of answers to Healthy Indiana Plan members’ common questions: Healthy Indiana Plan Common Questions

View our list of Healthcare Costs on the member brochures page to see how much a healthcare check-up normally costs. This can help you balance your POWER account budget.